1501 Cedar Ave Scranton, PA 18505 570-347-5557

Thank you for your interest in our “DRIVE NOW” Credit Approval Program!

Here is a bit of information about how this program works.

At Jadta Fine Cars, we give everyone a chance to finance a vehicle regardless of your credit history. All you need is your proof of residence and income so you can drive away in one of our PA State Inspected vehicles TODAY! We can arrange financing for drivers with good credit, bad credit, or no credit! We work to tirelessly to get you approved. All you need to drive away today is…

  • Proof of monthly income (recent paystub showing your y.t.d. gross, or acceptable award letter)
  • Proof of residence (Utility bill, mailed bank statement, cell phone bill)
  • 5 personal references (name, address, and phone number)
  • Proof of insurance
  • Valid U.S. Government issued Driver License or Identification Card
  • Reasonable Down Payment (Generally 10%-40% of the cost of the car plus tax)

Our “DRIVE NOW” Credit Approval program is extremely successful, because it solves two major problems………..It helps to get you behind the wheel today, AND, with on-time payments, it helps to rebuild your credit history. Some stores don’t even report your credit performance, and others will only report credit at end of term, while we report to the credit bureau from inception. If your loan performs well, your score should begin to grow in the right direction, and the average credit score can increase as much as 100 points with on-time or early payments over a 24 month term.

Here are some benefits of having a great credit score
  • Ability to obtain major credit cards
  • Higher purchasing power
  • Obtain low interest future loans with little to no money down
  • Ability to purchase a home with a low interest mortgage

There are many payment options available such as: weekly, bi-weekly, or monthly payments, as well as automatic withdrawal from your checking or savings account. To fill out an application please click the application link and fill out the quick 30 second application. When completing the application, remember to be very accurate when entering your information, as it will have to be consistent with the supporting documentation that you bring with you to our store. Please be sure to enter your name EXACTLY as it reads on your License or Identification card (include middle name or initial as it reads on your license) Also, when entering your income, please use the gross income (this is the before tax income) Please be sure include the maximum down payment that you can bring (the more you can use for down payment, the better) and the maximum monthly payment that you desire so we can search our inventory to find options that fit into those parameters. Please look at our inventory, and advise us of your top 3 choices if possible, so we can work hard to get you into the vehicle that you want.

Take this opportunity and rebuild your financial future while you are behind the wheel with the help of Jadta Fine Cars!